Call reports 2011
STATE BANK OF FARIBAULT, THE — 2011
What STATE BANK OF FARIBAULT, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 177,143,000 | 185,129,000 | 187,487,000 | 182,478,000 |
| Total loans | 85,978,000 | 86,347,000 | 85,790,000 | 87,356,000 |
| Allowance for loan losses | 2,276,000 | 2,351,000 | 2,471,000 | 1,899,000 |
| Securities available for sale | 66,394,000 | 70,772,000 | 72,447,000 | 69,680,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,020,000 | 162,538,000 | 163,849,000 | 159,868,000 |
| Interest-bearing deposits | 135,303,000 | 141,940,000 | 142,945,000 | 138,366,000 |
| Noninterest-bearing deposits | 20,717,000 | 20,598,000 | 20,904,000 | 21,502,000 |
| Equity capital | 19,644,000 | 21,102,000 | 21,939,000 | 21,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,900,000 | 3,845,000 | 5,757,000 | 7,674,000 |
| Interest expense | 451,000 | 870,000 | 1,262,000 | 1,595,000 |
| Net interest income | 1,449,000 | 2,975,000 | 4,495,000 | 6,079,000 |
| Noninterest income | 451,000 | 873,000 | 1,156,000 | 1,428,000 |
| Noninterest expense | 1,608,000 | 3,064,000 | 4,332,000 | 5,851,000 |
| Provision for loan losses | 217,000 | 369,000 | 521,000 | 798,000 |
| Pretax income | 74,000 | 618,000 | 1,001,000 | 1,035,000 |
| Income tax | 5,000 | 5,000 | 5,000 | 5,000 |
| Net income | 69,000 | 613,000 | 996,000 | 1,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,754,000 | 19,297,000 | 19,681,000 | 19,715,000 |
| Total capital | 20,298,000 | 20,904,000 | 21,265,000 | 21,278,000 |
| Risk-weighted assets | 125,863,000 | 128,244,000 | 128,765,000 | 130,023,000 |