Call reports 2002
STATE BANK OF FARIBAULT, THE — 2002
What STATE BANK OF FARIBAULT, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 133,220,000 | 140,308,000 | 138,605,000 | 146,314,000 |
| Total loans | 69,928,000 | 71,902,000 | 73,132,000 | 76,347,000 |
| Allowance for loan losses | 947,000 | 1,109,000 | 1,099,000 | 1,100,000 |
| Securities available for sale | 48,596,000 | 52,004,000 | 53,838,000 | 52,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,252,000 | 122,785,000 | 120,188,000 | 127,333,000 |
| Interest-bearing deposits | 102,752,000 | 109,128,000 | 104,757,000 | 110,629,000 |
| Noninterest-bearing deposits | 13,500,000 | 13,657,000 | 15,431,000 | 16,704,000 |
| Equity capital | 14,504,000 | 15,550,000 | 16,292,000 | 16,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,230,000 | 4,490,000 | 6,699,000 | 9,004,000 |
| Interest expense | 732,000 | 1,435,000 | 2,115,000 | 2,745,000 |
| Net interest income | 1,498,000 | 3,055,000 | 4,584,000 | 6,259,000 |
| Noninterest income | 202,000 | 401,000 | 615,000 | 825,000 |
| Noninterest expense | 1,132,000 | 2,277,000 | 3,413,000 | 4,638,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 568,000 | 1,179,000 | 1,833,000 | 2,504,000 |
| Income tax | 0 | 0 | 0 | 2,000 |
| Net income | 568,000 | 1,179,000 | 1,833,000 | 2,502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,361,000 | 14,669,000 | 15,047,000 | 15,241,000 |
| Total capital | 15,308,000 | 15,709,000 | 16,089,000 | 16,337,000 |
| Risk-weighted assets | 79,300,000 | 83,149,000 | 83,340,000 | 86,916,000 |