Call reports 2001
STATE BANK OF FARIBAULT, THE — 2001
What STATE BANK OF FARIBAULT, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 125,197,000 | 121,321,000 | 127,634,000 | 134,001,000 |
| Total loans | 70,749,000 | 71,186,000 | 70,319,000 | 69,829,000 |
| Allowance for loan losses | 811,000 | 881,000 | 914,000 | 943,000 |
| Securities available for sale | 41,327,000 | 38,978,000 | 41,996,000 | 46,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,195,000 | 105,561,000 | 111,136,000 | 117,349,000 |
| Interest-bearing deposits | 97,110,000 | 92,596,000 | 98,287,000 | 102,127,000 |
| Noninterest-bearing deposits | 12,085,000 | 12,965,000 | 12,849,000 | 15,222,000 |
| Equity capital | 14,404,000 | 14,842,000 | 15,509,000 | 14,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,386,000 | 4,932,000 | 7,240,000 | 9,572,000 |
| Interest expense | 990,000 | 1,916,000 | 2,796,000 | 3,630,000 |
| Net interest income | 1,396,000 | 3,016,000 | 4,444,000 | 5,942,000 |
| Noninterest income | 139,000 | 301,000 | 476,000 | 666,000 |
| Noninterest expense | 934,000 | 1,901,000 | 2,869,000 | 4,427,000 |
| Provision for loan losses | 90,000 | 394,000 | 424,000 | 454,000 |
| Pretax income | 511,000 | 1,022,000 | 1,627,000 | 1,727,000 |
| Income tax | 50,000 | 1,000 | 2,000 | 3,000 |
| Net income | 461,000 | 1,021,000 | 1,625,000 | 1,724,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,914,000 | 14,275,000 | 14,580,000 | 14,561,000 |
| Total capital | 14,725,000 | 15,156,000 | 15,494,000 | 15,504,000 |
| Risk-weighted assets | 76,078,000 | 76,008,000 | 77,433,000 | 82,148,000 |