Call reports 2012
SECURITY STATE BANK — 2012
What SECURITY STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 55,327,000 | 52,956,000 | 52,276,000 | 51,288,000 |
| Total loans | 36,998,000 | 38,247,000 | 37,478,000 | 36,144,000 |
| Allowance for loan losses | 572,000 | 843,000 | 1,026,000 | 1,026,000 |
| Securities available for sale | 5,282,000 | 6,977,000 | 6,637,000 | 5,218,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,543,000 | 48,466,000 | 48,252,000 | 47,303,000 |
| Interest-bearing deposits | 40,298,000 | 40,224,000 | 39,048,000 | 37,966,000 |
| Noninterest-bearing deposits | 10,245,000 | 8,242,000 | 9,204,000 | 9,337,000 |
| Equity capital | 4,739,000 | 4,420,000 | 3,970,000 | 3,913,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 566,000 | 1,096,000 | 1,608,000 | 2,131,000 |
| Interest expense | 97,000 | 192,000 | 282,000 | 373,000 |
| Net interest income | 469,000 | 904,000 | 1,326,000 | 1,758,000 |
| Noninterest income | -111,000 | -67,000 | -148,000 | -185,000 |
| Noninterest expense | 408,000 | 802,000 | 1,195,000 | 1,623,000 |
| Provision for loan losses | 0 | 360,000 | 828,000 | 828,000 |
| Pretax income | -50,000 | -325,000 | -845,000 | -863,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -50,000 | -325,000 | -845,000 | -863,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,724,000 | 4,449,000 | 3,930,000 | 3,913,000 |
| Total capital | 5,147,000 | 4,892,000 | 4,348,000 | 4,409,000 |
| Risk-weighted assets | 33,661,000 | 35,041,000 | 32,854,000 | 39,154,000 |