Call reports 2011
SECURITY STATE BANK — 2011
What SECURITY STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 55,154,000 | 52,936,000 | 51,260,000 | 53,608,000 |
| Total loans | 43,077,000 | 40,330,000 | 39,872,000 | 39,301,000 |
| Allowance for loan losses | 469,000 | 635,000 | 638,000 | 900,000 |
| Securities available for sale | 1,309,000 | 1,053,000 | 3,220,000 | 2,829,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,911,000 | 47,675,000 | 45,836,000 | 48,771,000 |
| Interest-bearing deposits | 42,070,000 | 39,716,000 | 37,839,000 | 39,582,000 |
| Noninterest-bearing deposits | 7,841,000 | 7,959,000 | 7,997,000 | 9,189,000 |
| Equity capital | 5,193,000 | 5,209,000 | 5,367,000 | 4,782,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 641,000 | 1,264,000 | 1,886,000 | 2,465,000 |
| Interest expense | 137,000 | 259,000 | 369,000 | 472,000 |
| Net interest income | 504,000 | 1,005,000 | 1,517,000 | 1,993,000 |
| Noninterest income | 41,000 | 87,000 | 153,000 | 113,000 |
| Noninterest expense | 390,000 | 756,000 | 1,178,000 | 1,649,000 |
| Provision for loan losses | 36,000 | 195,000 | 195,000 | 769,000 |
| Pretax income | 119,000 | 141,000 | 297,000 | -312,000 |
| Income tax | 6,000 | 7,000 | 15,000 | -13,000 |
| Net income | 113,000 | 134,000 | 282,000 | -299,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,186,000 | 5,207,000 | 5,355,000 | 4,775,000 |
| Total capital | 5,655,000 | 5,679,000 | 5,824,000 | 5,259,000 |
| Risk-weighted assets | 39,271,000 | 37,588,000 | 37,322,000 | 38,308,000 |