Call reports 2010
SECURITY STATE BANK — 2010
What SECURITY STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 62,396,000 | 57,848,000 | 55,871,000 | 58,202,000 |
| Total loans | 46,671,000 | 46,649,000 | 46,479,000 | 44,450,000 |
| Allowance for loan losses | 599,000 | 636,000 | 666,000 | 490,000 |
| Securities available for sale | 1,346,000 | 1,334,000 | 1,326,000 | 1,317,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,824,000 | 53,381,000 | 51,460,000 | 53,046,000 |
| Interest-bearing deposits | 50,670,000 | 47,941,000 | 45,191,000 | 46,073,000 |
| Noninterest-bearing deposits | 7,154,000 | 5,440,000 | 6,269,000 | 6,973,000 |
| Equity capital | 4,468,000 | 4,388,000 | 4,342,000 | 5,086,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 730,000 | 1,401,000 | 2,073,000 | 2,719,000 |
| Interest expense | 242,000 | 478,000 | 685,000 | 858,000 |
| Net interest income | 488,000 | 923,000 | 1,388,000 | 1,861,000 |
| Noninterest income | 41,000 | 103,000 | 154,000 | 212,000 |
| Noninterest expense | 382,000 | 821,000 | 1,344,000 | 1,868,000 |
| Provision for loan losses | 30,000 | 160,000 | 190,000 | 1,138,000 |
| Pretax income | 117,000 | 45,000 | 8,000 | -933,000 |
| Income tax | 6,000 | 2,000 | 0 | -41,000 |
| Net income | 111,000 | 43,000 | 8,000 | -892,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,427,000 | 4,366,000 | 4,320,000 | 5,073,000 |
| Total capital | 5,026,000 | 4,948,000 | 4,899,000 | 5,563,000 |
| Risk-weighted assets | 47,862,000 | 46,528,000 | 46,204,000 | 40,350,000 |