Call reports 2009
SECURITY STATE BANK — 2009
What SECURITY STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 54,053,000 | 52,835,000 | 54,223,000 | 56,030,000 |
| Total loans | 42,505,000 | 43,688,000 | 46,440,000 | 47,953,000 |
| Allowance for loan losses | 466,000 | 481,000 | 496,000 | 602,000 |
| Securities available for sale | 2,141,000 | 2,139,000 | 1,875,000 | 1,610,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,457,000 | 48,451,000 | 49,728,000 | 51,559,000 |
| Interest-bearing deposits | 41,918,000 | 42,774,000 | 44,251,000 | 45,470,000 |
| Noninterest-bearing deposits | 7,539,000 | 5,677,000 | 5,477,000 | 6,089,000 |
| Equity capital | 4,474,000 | 4,232,000 | 4,358,000 | 4,370,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 735,000 | 1,447,000 | 2,189,000 | 2,934,000 |
| Interest expense | 264,000 | 535,000 | 787,000 | 1,031,000 |
| Net interest income | 471,000 | 912,000 | 1,402,000 | 1,903,000 |
| Noninterest income | 43,000 | 93,000 | 149,000 | 196,000 |
| Noninterest expense | 360,000 | 773,000 | 1,159,000 | 1,541,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 180,000 |
| Pretax income | 139,000 | 202,000 | 347,000 | 378,000 |
| Income tax | 8,000 | 11,000 | 17,000 | 20,000 |
| Net income | 131,000 | 191,000 | 330,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,388,000 | 4,148,000 | 4,288,000 | 4,312,000 |
| Total capital | 4,854,000 | 4,629,000 | 4,784,000 | 4,914,000 |
| Risk-weighted assets | 38,809,000 | 42,323,000 | 45,160,000 | 47,429,000 |