Call reports 2006
SECURITY STATE BANK — 2006
What SECURITY STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 38,444,000 | 37,847,000 | 38,185,000 | 39,854,000 |
| Total loans | 27,616,000 | 29,290,000 | 30,576,000 | 31,624,000 |
| Allowance for loan losses | 252,000 | 255,000 | 263,000 | 266,000 |
| Securities available for sale | 7,158,000 | 6,925,000 | 5,765,000 | 5,765,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,618,000 | 33,192,000 | 32,277,000 | 34,850,000 |
| Interest-bearing deposits | 29,352,000 | 28,776,000 | 27,181,000 | 28,248,000 |
| Noninterest-bearing deposits | 5,266,000 | 4,416,000 | 5,096,000 | 6,602,000 |
| Equity capital | 3,751,000 | 3,831,000 | 4,048,000 | 4,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 533,000 | 1,086,000 | 1,662,000 | 2,255,000 |
| Interest expense | 169,000 | 343,000 | 538,000 | 742,000 |
| Net interest income | 364,000 | 743,000 | 1,124,000 | 1,513,000 |
| Noninterest income | 49,000 | 91,000 | 156,000 | 215,000 |
| Noninterest expense | 314,000 | 619,000 | 902,000 | 1,210,000 |
| Provision for loan losses | 43,000 | 46,000 | 49,000 | 56,000 |
| Pretax income | 55,000 | 166,000 | 274,000 | 414,000 |
| Income tax | 2,000 | 8,000 | 13,000 | 19,000 |
| Net income | 53,000 | 158,000 | 261,000 | 395,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,861,000 | 3,966,000 | 4,069,000 | 4,203,000 |
| Total capital | 4,113,000 | 4,221,000 | 4,332,000 | 4,469,000 |
| Risk-weighted assets | 23,829,000 | 26,232,000 | 27,494,000 | 28,499,000 |