Call reports 2005
SECURITY STATE BANK — 2005
What SECURITY STATE BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 39,570,000 | 39,916,000 | 38,001,000 | 40,474,000 |
| Total loans | 26,820,000 | 25,975,000 | 27,038,000 | 26,311,000 |
| Allowance for loan losses | 329,000 | 301,000 | 304,000 | 307,000 |
| Securities available for sale | 6,782,000 | 7,038,000 | 6,987,000 | 7,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,053,000 | 36,283,000 | 34,290,000 | 36,691,000 |
| Interest-bearing deposits | 30,233,000 | 30,116,000 | 29,034,000 | 29,934,000 |
| Noninterest-bearing deposits | 5,820,000 | 6,167,000 | 5,256,000 | 6,757,000 |
| Equity capital | 3,448,000 | 3,561,000 | 3,633,000 | 3,715,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 487,000 | 972,000 | 1,481,000 | 2,013,000 |
| Interest expense | 139,000 | 292,000 | 454,000 | 624,000 |
| Net interest income | 348,000 | 680,000 | 1,027,000 | 1,389,000 |
| Noninterest income | 44,000 | 94,000 | 138,000 | 199,000 |
| Noninterest expense | 317,000 | 622,000 | 906,000 | 1,230,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 12,000 |
| Pretax income | 72,000 | 146,000 | 249,000 | 344,000 |
| Income tax | 3,000 | 7,000 | 12,000 | 16,000 |
| Net income | 69,000 | 139,000 | 237,000 | 328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,555,000 | 3,620,000 | 3,718,000 | 3,813,000 |
| Total capital | 3,859,000 | 3,921,000 | 4,022,000 | 4,108,000 |
| Risk-weighted assets | 24,318,000 | 23,565,000 | 25,636,000 | 23,557,000 |