Call reports 2004
SECURITY STATE BANK — 2004
What SECURITY STATE BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 38,067,000 | 37,618,000 | 36,418,000 | 38,909,000 |
| Total loans | 27,009,000 | 27,055,000 | 27,282,000 | 28,055,000 |
| Allowance for loan losses | 316,000 | 319,000 | 322,000 | 326,000 |
| Securities available for sale | 5,348,000 | 6,569,000 | 6,366,000 | 6,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,418,000 | 32,973,000 | 31,595,000 | 35,005,000 |
| Interest-bearing deposits | 28,163,000 | 27,832,000 | 26,589,000 | 28,422,000 |
| Noninterest-bearing deposits | 5,255,000 | 5,141,000 | 5,006,000 | 6,583,000 |
| Equity capital | 4,580,000 | 4,580,000 | 4,747,000 | 3,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 480,000 | 946,000 | 1,436,000 | 1,924,000 |
| Interest expense | 129,000 | 247,000 | 368,000 | 487,000 |
| Net interest income | 351,000 | 699,000 | 1,068,000 | 1,437,000 |
| Noninterest income | 56,000 | 104,000 | 168,000 | 224,000 |
| Noninterest expense | 317,000 | 601,000 | 887,000 | 1,154,000 |
| Provision for loan losses | 5,000 | 8,000 | 11,000 | 17,000 |
| Pretax income | 86,000 | 195,000 | 340,000 | 488,000 |
| Income tax | 5,000 | 12,000 | 17,000 | 24,000 |
| Net income | 81,000 | 183,000 | 323,000 | 464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,527,000 | 4,628,000 | 4,770,000 | 3,913,000 |
| Total capital | 4,843,000 | 4,924,000 | 5,068,000 | 4,228,000 |
| Risk-weighted assets | 27,811,000 | 23,676,000 | 23,837,000 | 25,209,000 |