Call reports 2003
SECURITY STATE BANK — 2003
What SECURITY STATE BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 38,202,000 | 38,761,000 | 36,700,000 | 38,996,000 |
| Total loans | 27,737,000 | 27,914,000 | 27,516,000 | 27,381,000 |
| Allowance for loan losses | 303,000 | 306,000 | 309,000 | 313,000 |
| Securities available for sale | 6,086,000 | 4,866,000 | 5,111,000 | 5,464,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 32,712,000 | 33,181,000 | 31,031,000 | 34,418,000 |
| Interest-bearing deposits | 28,393,000 | 28,774,000 | 26,816,000 | 28,540,000 |
| Noninterest-bearing deposits | 4,319,000 | 4,407,000 | 4,215,000 | 5,878,000 |
| Equity capital | 5,367,000 | 5,462,000 | 5,551,000 | 4,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 543,000 | 1,067,000 | 1,582,000 | 2,079,000 |
| Interest expense | 182,000 | 364,000 | 517,000 | 662,000 |
| Net interest income | 361,000 | 703,000 | 1,065,000 | 1,417,000 |
| Noninterest income | 65,000 | 117,000 | 173,000 | 222,000 |
| Noninterest expense | 273,000 | 550,000 | 833,000 | 1,148,000 |
| Provision for loan losses | 3,000 | 6,000 | 9,000 | 13,000 |
| Pretax income | 150,000 | 264,000 | 396,000 | 478,000 |
| Income tax | 7,000 | 12,000 | 17,000 | 24,000 |
| Net income | 143,000 | 252,000 | 379,000 | 454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,229,000 | 5,344,000 | 5,471,000 | 4,446,000 |
| Total capital | 5,532,000 | 5,639,000 | 5,780,000 | 4,759,000 |
| Risk-weighted assets | 33,349,000 | 23,612,000 | 26,250,000 | 27,940,000 |