Call reports 2001
SECURITY STATE BANK — 2001
What SECURITY STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 36,163,000 | 36,887,000 | 36,538,000 | 38,002,000 |
| Total loans | 23,330,000 | 23,528,000 | 25,915,000 | 26,840,000 |
| Allowance for loan losses | 279,000 | 282,000 | 285,000 | 288,000 |
| Securities available for sale | 8,487,000 | 8,009,000 | 7,760,000 | 7,180,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 30,555,000 | 31,144,000 | 30,537,000 | 31,940,000 |
| Interest-bearing deposits | 26,917,000 | 27,091,000 | 26,954,000 | 27,367,000 |
| Noninterest-bearing deposits | 3,638,000 | 4,053,000 | 3,583,000 | 4,573,000 |
| Equity capital | 5,409,000 | 5,556,000 | 5,792,000 | 5,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 671,000 | 1,337,000 | 1,987,000 | 2,625,000 |
| Interest expense | 327,000 | 651,000 | 948,000 | 1,225,000 |
| Net interest income | 344,000 | 686,000 | 1,039,000 | 1,400,000 |
| Noninterest income | 54,000 | 111,000 | 175,000 | 248,000 |
| Noninterest expense | 268,000 | 523,000 | 746,000 | 1,043,000 |
| Provision for loan losses | 1,000 | 4,000 | 19,000 | 22,000 |
| Pretax income | 129,000 | 270,000 | 449,000 | 583,000 |
| Income tax | 6,000 | 14,000 | 23,000 | 28,000 |
| Net income | 123,000 | 256,000 | 426,000 | 555,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,246,000 | 5,379,000 | 5,549,000 | 5,678,000 |
| Total capital | 5,525,000 | 5,661,000 | 5,833,000 | 5,966,000 |
| Risk-weighted assets | 26,595,000 | 36,994,000 | 36,568,000 | 29,701,000 |