Call reports 2025
STATE BANK OF SOUTHERN UTAH — 2025
What STATE BANK OF SOUTHERN UTAH reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,559,683,000 | 2,638,034,000 | 2,536,528,000 | 2,600,812,000 |
| Total loans | 1,782,221,000 | 1,839,172,000 | 1,824,690,000 | 1,882,470,000 |
| Allowance for loan losses | 21,210,000 | 22,356,000 | 22,050,000 | 24,159,000 |
| Securities available for sale | 601,026,000 | 557,589,000 | 521,394,000 | 480,103,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,153,257,000 | 2,262,133,000 | 2,233,624,000 | 2,285,822,000 |
| Interest-bearing deposits | 1,622,566,000 | 1,695,163,000 | 1,646,820,000 | 1,696,981,000 |
| Noninterest-bearing deposits | 530,691,000 | 566,970,000 | 586,804,000 | 588,841,000 |
| Equity capital | 252,136,000 | 264,701,000 | 279,816,000 | 292,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 33,845,000 | 70,027,000 | 106,848,000 | 145,127,000 |
| Interest expense | 13,104,000 | 26,441,000 | 39,097,000 | 50,570,000 |
| Net interest income | 20,741,000 | 43,586,000 | 67,751,000 | 94,557,000 |
| Noninterest income | 3,374,000 | 7,078,000 | 10,917,000 | 14,497,000 |
| Noninterest expense | 12,919,000 | 25,121,000 | 39,150,000 | 55,045,000 |
| Provision for loan losses | 1,036,000 | 2,171,000 | 1,934,000 | 4,084,000 |
| Pretax income | 10,210,000 | 23,343,000 | 37,555,000 | 49,850,000 |
| Income tax | 2,356,000 | 5,756,000 | 8,756,000 | 11,620,000 |
| Net income | 7,854,000 | 17,587,000 | 28,799,000 | 38,230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 278,753,000 | 288,728,000 | 296,926,000 | 306,723,000 |