Call reports 2019
STATE BANK OF SOUTHERN UTAH — 2019
What STATE BANK OF SOUTHERN UTAH reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,192,789,000 | 1,213,523,000 | 1,249,788,000 | 1,259,099,000 |
| Total loans | 778,845,000 | 799,354,000 | 812,174,000 | 818,233,000 |
| Allowance for loan losses | 9,331,000 | 9,312,000 | 9,250,000 | 9,339,000 |
| Securities available for sale | 267,434,000 | 264,583,000 | 288,857,000 | 287,919,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,005,660,000 | 1,028,081,000 | 1,055,395,000 | 1,064,165,000 |
| Interest-bearing deposits | 741,879,000 | 745,562,000 | 751,856,000 | 775,913,000 |
| Noninterest-bearing deposits | 263,781,000 | 282,519,000 | 303,539,000 | 288,252,000 |
| Equity capital | 154,347,000 | 161,911,000 | 166,554,000 | 169,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 13,624,000 | 28,091,000 | 43,033,000 | 57,604,000 |
| Interest expense | 1,704,000 | 3,537,000 | 5,419,000 | 7,364,000 |
| Net interest income | 11,920,000 | 24,554,000 | 37,614,000 | 50,240,000 |
| Noninterest income | 1,900,000 | 4,014,000 | 6,119,000 | 7,909,000 |
| Noninterest expense | 6,985,000 | 14,903,000 | 22,000,000 | 30,030,000 |
| Provision for loan losses | 0 | 0 | 0 | 2,000,000 |
| Pretax income | 6,835,000 | 13,748,000 | 22,313,000 | 26,701,000 |
| Income tax | 1,530,000 | 3,265,000 | 5,215,000 | 6,262,000 |
| Net income | 5,305,000 | 10,483,000 | 17,098,000 | 20,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 153,383,000 | 158,767,000 | 163,423,000 | 166,335,000 |
| Total capital | 163,220,000 | 168,585,000 | 173,179,000 | 176,180,000 |
| Risk-weighted assets | 919,707,000 | 920,214,000 | 943,360,000 | 942,673,000 |