Call reports 2018
STATE BANK OF SOUTHERN UTAH — 2018
What STATE BANK OF SOUTHERN UTAH reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,018,482,000 | 1,042,568,000 | 1,080,501,000 | 1,080,838,000 |
| Total loans | 689,237,000 | 695,348,000 | 685,954,000 | 717,771,000 |
| Allowance for loan losses | 9,605,000 | 9,563,000 | 9,528,000 | 9,353,000 |
| Securities available for sale | 235,092,000 | 226,391,000 | 260,480,000 | 281,623,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 859,198,000 | 882,547,000 | 914,339,000 | 907,806,000 |
| Interest-bearing deposits | 629,716,000 | 648,073,000 | 661,690,000 | 669,291,000 |
| Noninterest-bearing deposits | 229,482,000 | 234,474,000 | 252,649,000 | 238,515,000 |
| Equity capital | 133,607,000 | 138,608,000 | 141,975,000 | 148,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 11,098,000 | 22,551,000 | 34,581,000 | 46,990,000 |
| Interest expense | 981,000 | 2,048,000 | 3,228,000 | 4,600,000 |
| Net interest income | 10,117,000 | 20,503,000 | 31,353,000 | 42,390,000 |
| Noninterest income | 1,983,000 | 4,106,000 | 6,229,000 | 8,957,000 |
| Noninterest expense | 5,937,000 | 11,659,000 | 17,501,000 | 24,255,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 6,163,000 | 12,950,000 | 20,081,000 | 27,092,000 |
| Income tax | 1,545,000 | 3,180,000 | 4,860,000 | 6,262,000 |
| Net income | 4,618,000 | 9,770,000 | 15,221,000 | 20,830,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,146,000 | 142,320,000 | 146,111,000 | 151,762,000 |
| Total capital | 146,977,000 | 152,133,000 | 156,145,000 | 161,621,000 |
| Risk-weighted assets | 786,182,000 | 784,773,000 | 803,766,000 | 848,306,000 |