Call reports 2017
STATE BANK OF SOUTHERN UTAH — 2017
What STATE BANK OF SOUTHERN UTAH reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 951,635,000 | 962,078,000 | 980,632,000 | 980,943,000 |
| Total loans | 600,862,000 | 621,777,000 | 645,476,000 | 654,866,000 |
| Allowance for loan losses | 9,452,000 | 9,384,000 | 9,614,000 | 9,586,000 |
| Securities available for sale | 276,849,000 | 266,534,000 | 257,805,000 | 249,198,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 807,357,000 | 807,550,000 | 822,350,000 | 831,326,000 |
| Interest-bearing deposits | 589,837,000 | 594,896,000 | 597,315,000 | 608,819,000 |
| Noninterest-bearing deposits | 217,520,000 | 212,654,000 | 225,035,000 | 222,507,000 |
| Equity capital | 123,534,000 | 128,597,000 | 131,380,000 | 131,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 9,756,000 | 19,741,000 | 30,280,000 | 40,941,000 |
| Interest expense | 797,000 | 1,652,000 | 2,507,000 | 3,379,000 |
| Net interest income | 8,959,000 | 18,089,000 | 27,773,000 | 37,562,000 |
| Noninterest income | 2,022,000 | 4,276,000 | 6,521,000 | 8,862,000 |
| Noninterest expense | 5,240,000 | 10,655,000 | 16,222,000 | 22,341,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 5,748,000 | 11,725,000 | 18,087,000 | 24,098,000 |
| Income tax | 1,800,000 | 4,100,000 | 6,313,000 | 10,566,000 |
| Net income | 3,948,000 | 7,625,000 | 11,774,000 | 13,532,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 126,021,000 | 129,035,000 | 131,857,000 | 134,024,000 |
| Total capital | 134,950,000 | 138,045,000 | 141,047,000 | 143,247,000 |
| Risk-weighted assets | 713,253,000 | 719,895,000 | 734,253,000 | 736,993,000 |