Call reports 2013
STATE BANK OF SOUTHERN UTAH — 2013
What STATE BANK OF SOUTHERN UTAH reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 728,672,000 | 737,294,000 | 749,349,000 | 754,577,000 |
| Total loans | 397,289,000 | 403,259,000 | 406,054,000 | 429,412,000 |
| Allowance for loan losses | 9,589,000 | 9,492,000 | 9,422,000 | 9,534,000 |
| Securities available for sale | 273,024,000 | 278,080,000 | 281,322,000 | 269,139,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 623,371,000 | 631,404,000 | 644,504,000 | 646,703,000 |
| Interest-bearing deposits | 504,167,000 | 510,939,000 | 522,192,000 | 523,709,000 |
| Noninterest-bearing deposits | 119,204,000 | 120,465,000 | 122,312,000 | 122,994,000 |
| Equity capital | 89,379,000 | 88,268,000 | 88,097,000 | 91,402,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 6,812,000 | 13,701,000 | 20,500,000 | 27,918,000 |
| Interest expense | 1,038,000 | 2,098,000 | 3,064,000 | 3,991,000 |
| Net interest income | 5,774,000 | 11,603,000 | 17,436,000 | 23,927,000 |
| Noninterest income | 1,561,000 | 3,402,000 | 5,701,000 | 8,076,000 |
| Noninterest expense | 4,357,000 | 8,325,000 | 12,679,000 | 17,308,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,995,000 | 6,697,000 | 10,475,000 | 14,712,000 |
| Income tax | 908,000 | 2,062,000 | 3,279,000 | 4,675,000 |
| Net income | 2,087,000 | 4,635,000 | 7,196,000 | 10,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,139,000 | 90,285,000 | 91,521,000 | 94,289,000 |
| Total capital | 94,308,000 | 96,575,000 | 97,914,000 | 100,941,000 |
| Risk-weighted assets | 489,579,000 | 499,479,000 | 507,904,000 | 528,735,000 |