Call reports 2012
STATE BANK OF SOUTHERN UTAH — 2012
What STATE BANK OF SOUTHERN UTAH reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 693,175,000 | 708,992,000 | 710,838,000 | 715,582,000 |
| Total loans | 382,640,000 | 392,682,000 | 389,056,000 | 400,197,000 |
| Allowance for loan losses | 10,715,000 | 10,049,000 | 9,921,000 | 9,554,000 |
| Securities available for sale | 241,147,000 | 243,709,000 | 246,469,000 | 260,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 589,991,000 | 606,229,000 | 608,416,000 | 612,401,000 |
| Interest-bearing deposits | 490,144,000 | 499,726,000 | 499,231,000 | 490,140,000 |
| Noninterest-bearing deposits | 99,847,000 | 106,503,000 | 109,185,000 | 122,261,000 |
| Equity capital | 82,169,000 | 85,163,000 | 87,272,000 | 87,122,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,764,000 | 13,690,000 | 20,575,000 | 27,656,000 |
| Interest expense | 1,141,000 | 2,274,000 | 3,388,000 | 4,456,000 |
| Net interest income | 5,623,000 | 11,416,000 | 17,187,000 | 23,200,000 |
| Noninterest income | 1,292,000 | 2,784,000 | 4,524,000 | 6,672,000 |
| Noninterest expense | 4,220,000 | 8,349,000 | 12,387,000 | 16,927,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,695,000 | 5,857,000 | 9,337,000 | 12,958,000 |
| Income tax | 806,000 | 1,626,000 | 2,667,000 | 3,937,000 |
| Net income | 1,889,000 | 4,231,000 | 6,670,000 | 9,021,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,918,000 | 83,260,000 | 85,297,000 | 86,051,000 |
| Total capital | 86,969,000 | 89,362,000 | 91,337,000 | 92,463,000 |
| Risk-weighted assets | 478,878,000 | 483,683,000 | 478,843,000 | 509,320,000 |