Call reports 2011
STATE BANK OF SOUTHERN UTAH — 2011
What STATE BANK OF SOUTHERN UTAH reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 660,462,000 | 658,901,000 | 675,444,000 | 674,265,000 |
| Total loans | 415,300,000 | 410,112,000 | 399,665,000 | 395,288,000 |
| Allowance for loan losses | 11,147,000 | 11,495,000 | 11,885,000 | 11,495,000 |
| Securities available for sale | 181,979,000 | 195,585,000 | 214,867,000 | 225,884,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 552,870,000 | 548,674,000 | 573,755,000 | 573,197,000 |
| Interest-bearing deposits | 465,724,000 | 460,407,000 | 479,195,000 | 477,657,000 |
| Noninterest-bearing deposits | 87,146,000 | 88,267,000 | 94,560,000 | 95,540,000 |
| Equity capital | 76,964,000 | 80,135,000 | 81,917,000 | 80,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,153,000 | 14,008,000 | 20,882,000 | 27,775,000 |
| Interest expense | 1,364,000 | 2,694,000 | 3,925,000 | 5,111,000 |
| Net interest income | 5,789,000 | 11,314,000 | 16,957,000 | 22,664,000 |
| Noninterest income | 929,000 | 2,324,000 | 4,034,000 | 4,550,000 |
| Noninterest expense | 4,334,000 | 8,512,000 | 12,679,000 | 16,501,000 |
| Provision for loan losses | 2,206,000 | 3,085,000 | 4,579,000 | 8,014,000 |
| Pretax income | 193,000 | 2,056,000 | 3,810,000 | 2,860,000 |
| Income tax | -209,000 | -209,000 | 608,000 | 272,000 |
| Net income | 402,000 | 2,265,000 | 3,202,000 | 2,588,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 76,856,000 | 78,719,000 | 79,656,000 | 79,049,000 |
| Total capital | 83,159,000 | 84,968,000 | 85,820,000 | 85,211,000 |
| Risk-weighted assets | 498,848,000 | 494,187,000 | 486,981,000 | 487,087,000 |