Call reports 2001
STATE BANK OF SOUTHERN UTAH — 2001
What STATE BANK OF SOUTHERN UTAH reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 252,245,000 | 267,006,000 | 285,523,000 | 296,288,000 |
| Total loans | 174,310,000 | 177,235,000 | 179,453,000 | 179,614,000 |
| Allowance for loan losses | 2,690,000 | 2,750,000 | 2,963,000 | 3,023,000 |
| Securities available for sale | 53,267,000 | 53,384,000 | 52,991,000 | 72,702,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 207,308,000 | 220,843,000 | 236,753,000 | 246,613,000 |
| Interest-bearing deposits | 166,083,000 | 175,213,000 | 188,900,000 | 197,499,000 |
| Noninterest-bearing deposits | 41,225,000 | 45,630,000 | 47,853,000 | 49,114,000 |
| Equity capital | 30,962,000 | 32,362,000 | 32,946,000 | 33,887,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,385,000 | 10,633,000 | 15,802,000 | 20,809,000 |
| Interest expense | 2,032,000 | 3,955,000 | 5,867,000 | 7,591,000 |
| Net interest income | 3,353,000 | 6,678,000 | 9,935,000 | 13,218,000 |
| Noninterest income | 622,000 | 1,380,000 | 2,200,000 | 3,055,000 |
| Noninterest expense | 2,243,000 | 4,393,000 | 6,814,000 | 9,130,000 |
| Provision for loan losses | 100,000 | 200,000 | 405,000 | 630,000 |
| Pretax income | 1,636,000 | 3,469,000 | 4,920,000 | 6,517,000 |
| Income tax | 508,000 | 991,000 | 1,630,000 | 1,942,000 |
| Net income | 1,128,000 | 2,478,000 | 3,290,000 | 4,575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,247,000 | 30,628,000 | 30,943,000 | 32,258,000 |
| Total capital | 31,853,000 | 33,293,000 | 33,692,000 | 34,993,000 |
| Risk-weighted assets | 201,679,000 | 205,382,000 | 212,950,000 | 211,564,000 |