Call reports 2026
DAYSPRING BANK — 2026
What DAYSPRING BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,183,388,000 | 1,231,229,000 |
| Total loans | 829,384,000 | 865,649,000 |
| Allowance for loan losses | 10,622,000 | 11,154,000 |
| Securities available for sale | 216,194,000 | 214,262,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 52,844,000 | 51,358,000 |
| Total deposits | 919,978,000 | 927,557,000 |
| Interest-bearing deposits | 820,733,000 | 818,462,000 |
| Noninterest-bearing deposits | 99,245,000 | 109,095,000 |
| Equity capital | 121,762,000 | 126,076,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 16,578,000 | 33,348,000 |
| Interest expense | 8,513,000 | 16,995,000 |
| Net interest income | 8,065,000 | 16,353,000 |
| Noninterest income | 2,168,000 | 4,066,000 |
| Noninterest expense | 6,368,000 | 12,320,000 |
| Provision for loan losses | 250,000 | 525,000 |
| Pretax income | 3,601,000 | 7,600,000 |
| Income tax | 669,000 | 1,306,000 |
| Net income | 2,932,000 | 6,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 126,979,000 | 130,342,000 |