Call reports 2024
DAYSPRING BANK — 2024
What DAYSPRING BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,058,165,000 | 1,089,757,000 | 1,108,863,000 | 1,091,828,000 |
| Total loans | 729,938,000 | 750,396,000 | 753,080,000 | 756,988,000 |
| Allowance for loan losses | 12,158,000 | 12,163,000 | 11,288,000 | 12,067,000 |
| Securities available for sale | 191,884,000 | 203,694,000 | 225,706,000 | 204,267,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 40,270,000 | 41,544,000 | 46,152,000 | 41,383,000 |
| Total deposits | 774,236,000 | 788,006,000 | 846,868,000 | 912,635,000 |
| Interest-bearing deposits | 648,532,000 | 694,176,000 | 754,282,000 | 828,458,000 |
| Noninterest-bearing deposits | 125,704,000 | 93,830,000 | 92,586,000 | 84,177,000 |
| Equity capital | 100,872,000 | 102,289,000 | 111,276,000 | 105,555,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 13,504,000 | 28,585,000 | 44,092,000 | 59,424,000 |
| Interest expense | 9,152,000 | 18,772,000 | 29,012,000 | 39,041,000 |
| Net interest income | 4,352,000 | 9,813,000 | 15,080,000 | 20,383,000 |
| Noninterest income | 1,979,000 | 4,511,000 | 7,464,000 | 9,582,000 |
| Noninterest expense | 4,742,000 | 9,702,000 | 14,603,000 | 21,053,000 |
| Provision for loan losses | 0 | 0 | -743,000 | -443,000 |
| Pretax income | 1,547,000 | 4,548,000 | 8,576,000 | 9,282,000 |
| Income tax | 321,000 | 898,000 | 1,678,000 | 1,288,000 |
| Net income | 1,226,000 | 3,650,000 | 6,898,000 | 7,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,699,000 | 111,122,000 | 114,370,000 | 115,468,000 |