Call reports 2023
DAYSPRING BANK — 2023
What DAYSPRING BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 1,021,375,000 | 1,027,873,000 | 1,037,854,000 | 980,434,000 |
| Total loans | 710,292,000 | 718,707,000 | 721,179,000 | 724,331,000 |
| Allowance for loan losses | 12,104,000 | 12,180,000 | 12,188,000 | 12,199,000 |
| Securities available for sale | 196,137,000 | 186,393,000 | 181,374,000 | 167,977,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 28,088,000 | 31,601,000 | 45,450,000 | 9,903,000 |
| Total deposits | 739,296,000 | 732,961,000 | 727,594,000 | 701,888,000 |
| Interest-bearing deposits | 618,982,000 | 603,201,000 | 604,581,000 | 575,057,000 |
| Noninterest-bearing deposits | 120,315,000 | 129,760,000 | 123,013,000 | 126,831,000 |
| Equity capital | 83,705,000 | 84,523,000 | 83,234,000 | 94,672,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 11,581,000 | 24,009,000 | 37,176,000 | 50,019,000 |
| Interest expense | 6,990,000 | 15,648,000 | 25,141,000 | 34,790,000 |
| Net interest income | 4,591,000 | 8,361,000 | 12,035,000 | 15,229,000 |
| Noninterest income | 1,952,000 | 3,587,000 | 5,224,000 | 7,863,000 |
| Noninterest expense | 4,508,000 | 9,172,000 | 14,025,000 | 21,061,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,009,000 | 2,707,000 | 3,174,000 | 1,691,000 |
| Income tax | 373,000 | 460,000 | 507,000 | -628,000 |
| Net income | 1,636,000 | 2,247,000 | 2,667,000 | 2,319,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,789,000 | 97,400,000 | 97,820,000 | 107,472,000 |