Call reports 2022
DAYSPRING BANK — 2022
What DAYSPRING BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 861,227,000 | 872,471,000 | 945,180,000 | 982,277,000 |
| Total loans | 601,273,000 | 612,494,000 | 653,144,000 | 686,497,000 |
| Allowance for loan losses | 9,772,000 | 9,867,000 | 9,681,000 | 9,079,000 |
| Securities available for sale | 189,823,000 | 185,420,000 | 186,666,000 | 188,196,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 487,000 | 0 | 13,501,000 | 15,301,000 |
| Total deposits | 618,665,000 | 612,953,000 | 688,992,000 | 678,877,000 |
| Interest-bearing deposits | 480,100,000 | 461,982,000 | 531,028,000 | 541,998,000 |
| Noninterest-bearing deposits | 138,565,000 | 150,971,000 | 157,964,000 | 136,879,000 |
| Equity capital | 86,268,000 | 80,801,000 | 80,724,000 | 82,883,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,976,000 | 16,297,000 | 25,335,000 | 36,271,000 |
| Interest expense | 732,000 | 1,976,000 | 4,846,000 | 10,205,000 |
| Net interest income | 7,244,000 | 14,321,000 | 20,489,000 | 26,066,000 |
| Noninterest income | 1,059,000 | 2,098,000 | 2,631,000 | 3,649,000 |
| Noninterest expense | 3,435,000 | 7,065,000 | 10,853,000 | 14,877,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 4,756,000 | 9,079,000 | 11,843,000 | 14,213,000 |
| Income tax | 947,000 | 1,792,000 | 2,301,000 | 2,776,000 |
| Net income | 3,809,000 | 7,287,000 | 9,542,000 | 11,437,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 87,803,000 | 91,404,000 | 93,659,000 | 95,423,000 |