Call reports 2021
DAYSPRING BANK — 2021
What DAYSPRING BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 778,109,000 | 807,497,000 | 829,468,000 | 858,139,000 |
| Total loans | 502,586,000 | 525,061,000 | 556,534,000 | 598,086,000 |
| Allowance for loan losses | 9,105,000 | 9,247,000 | 9,469,000 | 9,589,000 |
| Securities available for sale | 210,708,000 | 209,164,000 | 200,741,000 | 192,589,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 48,000 | 37,000 | 25,000 | 12,000 |
| Total deposits | 557,708,000 | 567,196,000 | 596,611,000 | 614,409,000 |
| Interest-bearing deposits | 432,318,000 | 447,588,000 | 465,396,000 | 478,113,000 |
| Noninterest-bearing deposits | 125,390,000 | 119,608,000 | 131,215,000 | 136,296,000 |
| Equity capital | 83,453,000 | 88,796,000 | 92,560,000 | 89,361,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 8,732,000 | 17,079,000 | 24,939,000 | 32,821,000 |
| Interest expense | 767,000 | 1,523,000 | 2,256,000 | 2,963,000 |
| Net interest income | 7,965,000 | 15,556,000 | 22,683,000 | 29,858,000 |
| Noninterest income | 1,188,000 | 2,013,000 | 3,197,000 | 4,024,000 |
| Noninterest expense | 3,293,000 | 6,655,000 | 10,027,000 | 13,731,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 6,379,000 | 11,970,000 | 16,846,000 | 21,192,000 |
| Income tax | 1,259,000 | 2,354,000 | 3,317,000 | 4,179,000 |
| Net income | 5,120,000 | 9,616,000 | 13,529,000 | 17,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,439,000 | 81,719,000 | 85,632,000 | 84,116,000 |