Call report 2015Q4
DAYSPRING BANK — 2015Q4
The 22 measures DAYSPRING BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 365,994,000 | USD | evidence → |
| Total loans | 257,702,000 | USD | evidence → |
| Allowance for loan losses | 3,790,000 | USD | evidence → |
| Securities available for sale | 74,488,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 2,000 | USD | evidence → |
| Total deposits | 224,115,000 | USD | evidence → |
| Interest-bearing deposits | 176,619,000 | USD | evidence → |
| Noninterest-bearing deposits | 47,496,000 | USD | evidence → |
| Equity capital | 46,693,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 14,374,000 | USD | evidence → |
| Interest expense | 3,239,000 | USD | evidence → |
| Net interest income | 11,135,000 | USD | evidence → |
| Noninterest income | 2,049,000 | USD | evidence → |
| Noninterest expense | 6,491,000 | USD | evidence → |
| Provision for loan losses | 650,000 | USD | evidence → |
| Pretax income | 6,184,000 | USD | evidence → |
| Income tax | 1,567,000 | USD | evidence → |
| Net income | 4,617,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 41,648,000 | USD | evidence → |
| Total capital | 45,438,000 | USD | evidence → |
| Risk-weighted assets | 328,904,000 | USD | evidence → |