Call report 2008Q1
DAYSPRING BANK — 2008Q1
The 22 measures DAYSPRING BANK reported to the FFIEC for 2008Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 314,922,000 | USD | evidence → |
| Total loans | 196,830,000 | USD | evidence → |
| Allowance for loan losses | 3,775,000 | USD | evidence → |
| Securities available for sale | 83,331,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 174,742,000 | USD | evidence → |
| Interest-bearing deposits | 142,113,000 | USD | evidence → |
| Noninterest-bearing deposits | 32,629,000 | USD | evidence → |
| Equity capital | 30,990,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,069,000 | USD | evidence → |
| Interest expense | 2,250,000 | USD | evidence → |
| Net interest income | 2,819,000 | USD | evidence → |
| Noninterest income | 614,000 | USD | evidence → |
| Noninterest expense | 1,355,000 | USD | evidence → |
| Provision for loan losses | 150,000 | USD | evidence → |
| Pretax income | 2,010,000 | USD | evidence → |
| Income tax | 603,000 | USD | evidence → |
| Net income | 1,407,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 24,932,000 | USD | evidence → |
| Total capital | 27,727,000 | USD | evidence → |
| Risk-weighted assets | 224,664,000 | USD | evidence → |