Call report 2005Q1
DAYSPRING BANK — 2005Q1
The 22 measures DAYSPRING BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 179,611,000 | USD | evidence → |
| Total loans | 119,346,000 | USD | evidence → |
| Allowance for loan losses | 2,971,000 | USD | evidence → |
| Securities available for sale | 41,756,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 110,962,000 | USD | evidence → |
| Interest-bearing deposits | 101,994,000 | USD | evidence → |
| Noninterest-bearing deposits | 8,968,000 | USD | evidence → |
| Equity capital | 19,419,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 2,394,000 | USD | evidence → |
| Interest expense | 987,000 | USD | evidence → |
| Net interest income | 1,407,000 | USD | evidence → |
| Noninterest income | 143,000 | USD | evidence → |
| Noninterest expense | 792,000 | USD | evidence → |
| Provision for loan losses | 60,000 | USD | evidence → |
| Pretax income | 685,000 | USD | evidence → |
| Income tax | 186,000 | USD | evidence → |
| Net income | 499,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 14,556,000 | USD | evidence → |
| Total capital | 16,225,000 | USD | evidence → |
| Risk-weighted assets | 132,271,000 | USD | evidence → |