Call reports 2016
TALBOT BANK OF EASTON, MARYLAND, THE — 2016
What TALBOT BANK OF EASTON, MARYLAND, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Total assets | 615,415,000 | 602,484,000 |
| Total loans | 439,043,000 | 445,416,000 |
| Allowance for loan losses | 4,510,000 | 4,519,000 |
| Securities available for sale | 119,754,000 | 112,853,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 538,794,000 | 524,104,000 |
| Interest-bearing deposits | 426,070,000 | 412,359,000 |
| Noninterest-bearing deposits | 112,724,000 | 111,745,000 |
| Equity capital | 70,128,000 | 71,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Interest income | 5,312,000 | 10,596,000 |
| Interest expense | 372,000 | 712,000 |
| Net interest income | 4,940,000 | 9,884,000 |
| Noninterest income | 632,000 | 1,307,000 |
| Noninterest expense | 3,355,000 | 6,867,000 |
| Provision for loan losses | 375,000 | 675,000 |
| Pretax income | 1,842,000 | 3,649,000 |
| Income tax | 713,000 | 1,411,000 |
| Net income | 1,129,000 | 2,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 |
|---|---|---|
| Tier 1 capital | 62,461,000 | 64,877,000 |
| Total capital | 67,247,000 | 69,674,000 |
| Risk-weighted assets | 456,169,000 | 462,841,000 |