Call reports 2014
TALBOT BANK OF EASTON, MARYLAND, THE — 2014
What TALBOT BANK OF EASTON, MARYLAND, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 566,351,000 | 581,237,000 | 591,302,000 | 590,486,000 |
| Total loans | 400,755,000 | 397,550,000 | 389,971,000 | 383,562,000 |
| Allowance for loan losses | 6,337,000 | 5,248,000 | 4,795,000 | 3,999,000 |
| Securities available for sale | 47,555,000 | 98,465,000 | 111,225,000 | 120,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 514,473,000 | 510,031,000 | 517,474,000 | 520,172,000 |
| Interest-bearing deposits | 435,795,000 | 425,469,000 | 423,662,000 | 425,706,000 |
| Noninterest-bearing deposits | 78,678,000 | 84,562,000 | 93,812,000 | 94,466,000 |
| Equity capital | 43,141,000 | 63,734,000 | 64,298,000 | 65,092,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,149,000 | 10,348,000 | 15,621,000 | 20,787,000 |
| Interest expense | 701,000 | 1,372,000 | 2,029,000 | 2,645,000 |
| Net interest income | 4,448,000 | 8,976,000 | 13,592,000 | 18,142,000 |
| Noninterest income | 416,000 | 939,000 | 1,476,000 | 1,952,000 |
| Noninterest expense | 3,489,000 | 6,999,000 | 10,288,000 | 14,021,000 |
| Provision for loan losses | 750,000 | 1,525,000 | 2,275,000 | 3,025,000 |
| Pretax income | 625,000 | 1,391,000 | 2,505,000 | 3,048,000 |
| Income tax | 241,000 | 538,000 | 972,000 | 1,178,000 |
| Net income | 384,000 | 853,000 | 1,533,000 | 1,870,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,474,000 | 49,470,000 | 50,842,000 | 51,637,000 |
| Total capital | 34,565,000 | 54,607,000 | 55,888,000 | 55,910,000 |
| Risk-weighted assets | 405,740,000 | 410,567,000 | 403,658,000 | 394,788,000 |