Call reports 2011
TALBOT BANK OF EASTON, MARYLAND, THE — 2011
What TALBOT BANK OF EASTON, MARYLAND, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 687,299,000 | 677,798,000 | 711,067,000 | 707,386,000 |
| Total loans | 578,851,000 | 566,039,000 | 556,831,000 | 539,674,000 |
| Allowance for loan losses | 12,621,000 | 11,203,000 | 8,934,000 | 9,670,000 |
| Securities available for sale | 32,751,000 | 38,368,000 | 40,467,000 | 47,215,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 609,796,000 | 595,735,000 | 633,048,000 | 626,944,000 |
| Interest-bearing deposits | 592,404,000 | 576,098,000 | 613,807,000 | 608,156,000 |
| Noninterest-bearing deposits | 17,392,000 | 19,637,000 | 19,241,000 | 18,788,000 |
| Equity capital | 62,262,000 | 61,190,000 | 60,966,000 | 60,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 7,941,000 | 15,678,000 | 23,465,000 | 30,991,000 |
| Interest expense | 1,872,000 | 3,727,000 | 5,589,000 | 7,453,000 |
| Net interest income | 6,069,000 | 11,951,000 | 17,876,000 | 23,538,000 |
| Noninterest income | 476,000 | 1,122,000 | 1,390,000 | 1,473,000 |
| Noninterest expense | 3,320,000 | 6,586,000 | 9,807,000 | 12,643,000 |
| Provision for loan losses | 5,565,000 | 10,135,000 | 13,135,000 | 16,320,000 |
| Pretax income | -2,340,000 | -3,648,000 | -3,322,000 | -3,469,000 |
| Income tax | -970,000 | -1,474,000 | -1,331,000 | -1,401,000 |
| Net income | -1,370,000 | -2,174,000 | -1,991,000 | -2,068,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,366,000 | 63,562,000 | 63,745,000 | 63,667,000 |
| Total capital | 71,717,000 | 70,760,000 | 70,922,000 | 70,604,000 |
| Risk-weighted assets | 582,216,000 | 570,821,000 | 570,959,000 | 551,202,000 |