Call reports 2010
TALBOT BANK OF EASTON, MARYLAND, THE — 2010
What TALBOT BANK OF EASTON, MARYLAND, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 703,845,000 | 684,140,000 | 696,547,000 | 688,125,000 |
| Total loans | 590,759,000 | 591,137,000 | 588,591,000 | 584,932,000 |
| Allowance for loan losses | 7,546,000 | 8,568,000 | 8,273,000 | 9,311,000 |
| Securities available for sale | 48,297,000 | 44,131,000 | 41,086,000 | 39,207,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 617,267,000 | 598,461,000 | 612,795,000 | 605,877,000 |
| Interest-bearing deposits | 598,806,000 | 579,239,000 | 595,029,000 | 587,163,000 |
| Noninterest-bearing deposits | 18,461,000 | 19,222,000 | 17,766,000 | 18,714,000 |
| Equity capital | 64,538,000 | 63,232,000 | 62,902,000 | 63,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,544,000 | 17,254,000 | 25,908,000 | 34,471,000 |
| Interest expense | 2,048,000 | 4,004,000 | 5,933,000 | 7,802,000 |
| Net interest income | 6,496,000 | 13,250,000 | 19,975,000 | 26,669,000 |
| Noninterest income | 510,000 | 1,088,000 | 1,707,000 | 2,338,000 |
| Noninterest expense | 3,256,000 | 6,471,000 | 9,684,000 | 12,821,000 |
| Provision for loan losses | 6,800,000 | 11,300,000 | 14,900,000 | 18,650,000 |
| Pretax income | -3,050,000 | -3,433,000 | -2,902,000 | -2,464,000 |
| Income tax | -1,248,000 | -1,423,000 | -1,191,000 | -1,094,000 |
| Net income | -1,802,000 | -2,010,000 | -1,711,000 | -1,370,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,304,000 | 65,096,000 | 65,395,000 | 65,736,000 |
| Total capital | 72,727,000 | 72,472,000 | 72,826,000 | 73,133,000 |
| Risk-weighted assets | 593,189,000 | 587,823,000 | 592,584,000 | 589,533,000 |