Call reports 2001
TALBOT BANK OF EASTON, MARYLAND, THE — 2001
What TALBOT BANK OF EASTON, MARYLAND, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 347,378,000 | 336,503,000 | 349,864,000 | 354,932,000 |
| Total loans | 241,191,000 | 253,333,000 | 258,239,000 | 260,930,000 |
| Allowance for loan losses | 2,820,000 | 2,858,000 | 2,889,000 | 2,874,000 |
| Securities available for sale | 63,492,000 | 62,206,000 | 60,028,000 | 59,917,000 |
| Securities held to maturity | 2,600,000 | 2,581,000 | 1,567,000 | 2,630,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 287,078,000 | 270,178,000 | 285,806,000 | 293,512,000 |
| Interest-bearing deposits | 253,228,000 | 237,023,000 | 252,797,000 | 256,355,000 |
| Noninterest-bearing deposits | 33,850,000 | 33,155,000 | 33,009,000 | 37,157,000 |
| Equity capital | 41,707,000 | 42,497,000 | 43,911,000 | 44,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,429,000 | 12,615,000 | 18,694,000 | 24,446,000 |
| Interest expense | 2,798,000 | 5,384,000 | 7,823,000 | 9,933,000 |
| Net interest income | 3,631,000 | 7,231,000 | 10,871,000 | 14,513,000 |
| Noninterest income | 332,000 | 648,000 | 996,000 | 1,346,000 |
| Noninterest expense | 1,759,000 | 3,433,000 | 5,089,000 | 6,808,000 |
| Provision for loan losses | 57,000 | 112,000 | 168,000 | 226,000 |
| Pretax income | 2,147,000 | 4,334,000 | 6,610,000 | 8,825,000 |
| Income tax | 772,000 | 1,558,000 | 2,371,000 | 3,140,000 |
| Net income | 1,375,000 | 2,776,000 | 4,239,000 | 5,685,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,286,000 | 41,871,000 | 42,902,000 | 43,730,000 |
| Total capital | 44,106,000 | 44,771,000 | 45,836,000 | 46,652,000 |
| Risk-weighted assets | 246,037,000 | 249,335,000 | 270,980,000 | 273,699,000 |