Call reports 2007
MINNWEST BANK ORTONVILLE — 2007
What MINNWEST BANK ORTONVILLE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 87,577,000 | 90,376,000 | 92,867,000 | 96,428,000 |
| Total loans | 75,845,000 | 78,872,000 | 75,177,000 | 76,658,000 |
| Allowance for loan losses | 1,235,000 | 1,242,000 | 1,097,000 | 756,000 |
| Securities available for sale | 8,073,000 | 8,443,000 | 8,547,000 | 8,996,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,242,000 | 73,373,000 | 77,376,000 | 80,813,000 |
| Interest-bearing deposits | 67,952,000 | 68,999,000 | 70,101,000 | 71,394,000 |
| Noninterest-bearing deposits | 6,290,000 | 4,374,000 | 7,275,000 | 9,419,000 |
| Equity capital | 7,983,000 | 8,269,000 | 8,685,000 | 9,219,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,582,000 | 3,228,000 | 4,873,000 | 6,569,000 |
| Interest expense | 737,000 | 1,537,000 | 2,376,000 | 3,183,000 |
| Net interest income | 845,000 | 1,691,000 | 2,497,000 | 3,386,000 |
| Noninterest income | 72,000 | 129,000 | 193,000 | 265,000 |
| Noninterest expense | 436,000 | 824,000 | 1,241,000 | 1,669,000 |
| Provision for loan losses | 8,000 | 15,000 | -130,000 | -430,000 |
| Pretax income | 473,000 | 981,000 | 1,579,000 | 2,412,000 |
| Income tax | 176,000 | 368,000 | 595,000 | 915,000 |
| Net income | 297,000 | 613,000 | 984,000 | 1,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,879,000 | 8,204,000 | 8,583,000 | 9,105,000 |
| Total capital | 8,833,000 | 9,194,000 | 9,549,000 | 9,861,000 |
| Risk-weighted assets | 76,010,000 | 78,949,000 | 77,144,000 | 78,328,000 |