Call reports 2006
MINNWEST BANK ORTONVILLE — 2006
What MINNWEST BANK ORTONVILLE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 84,247,000 | 87,280,000 | 90,103,000 | 86,715,000 |
| Total loans | 73,773,000 | 75,290,000 | 78,196,000 | 73,282,000 |
| Allowance for loan losses | 1,171,000 | 1,188,000 | 1,211,000 | 1,200,000 |
| Securities available for sale | 7,816,000 | 7,950,000 | 7,791,000 | 8,159,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,097,000 | 71,551,000 | 71,600,000 | 73,254,000 |
| Interest-bearing deposits | 65,430,000 | 66,250,000 | 65,278,000 | 66,426,000 |
| Noninterest-bearing deposits | 5,667,000 | 5,301,000 | 6,322,000 | 6,828,000 |
| Equity capital | 7,755,000 | 8,041,000 | 8,382,000 | 8,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,437,000 | 2,946,000 | 4,557,000 | 6,102,000 |
| Interest expense | 559,000 | 1,203,000 | 1,925,000 | 2,650,000 |
| Net interest income | 878,000 | 1,743,000 | 2,632,000 | 3,452,000 |
| Noninterest income | 77,000 | 152,000 | 214,000 | 274,000 |
| Noninterest expense | 464,000 | 893,000 | 1,351,000 | 1,783,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 68,000 |
| Pretax income | 468,000 | 960,000 | 1,430,000 | 1,878,000 |
| Income tax | 169,000 | 350,000 | 520,000 | 682,000 |
| Net income | 299,000 | 610,000 | 910,000 | 1,196,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,650,000 | 7,970,000 | 8,278,000 | 8,573,000 |
| Total capital | 8,550,000 | 8,915,000 | 9,267,000 | 9,506,000 |
| Risk-weighted assets | 71,717,000 | 75,384,000 | 78,884,000 | 74,337,000 |