Call reports 2005
MINNWEST BANK ORTONVILLE — 2005
What MINNWEST BANK ORTONVILLE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 78,669,000 | 86,004,000 | 85,626,000 | 85,402,000 |
| Total loans | 70,174,000 | 76,917,000 | 75,474,000 | 73,118,000 |
| Allowance for loan losses | 1,123,000 | 1,146,000 | 1,145,000 | 1,145,000 |
| Securities available for sale | 5,236,000 | 6,144,000 | 6,661,000 | 7,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,247,000 | 68,687,000 | 70,809,000 | 72,679,000 |
| Interest-bearing deposits | 60,067,000 | 62,738,000 | 64,271,000 | 66,752,000 |
| Noninterest-bearing deposits | 5,180,000 | 5,949,000 | 6,538,000 | 5,927,000 |
| Equity capital | 7,287,000 | 7,579,000 | 7,866,000 | 8,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,164,000 | 2,427,000 | 3,795,000 | 5,176,000 |
| Interest expense | 365,000 | 804,000 | 1,313,000 | 1,847,000 |
| Net interest income | 799,000 | 1,623,000 | 2,482,000 | 3,329,000 |
| Noninterest income | 63,000 | 133,000 | 211,000 | 281,000 |
| Noninterest expense | 436,000 | 889,000 | 1,350,000 | 1,773,000 |
| Provision for loan losses | 21,000 | 42,000 | 42,000 | 42,000 |
| Pretax income | 405,000 | 825,000 | 1,301,000 | 1,795,000 |
| Income tax | 143,000 | 293,000 | 463,000 | 641,000 |
| Net income | 262,000 | 532,000 | 838,000 | 1,154,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,124,000 | 7,403,000 | 7,718,000 | 8,043,000 |
| Total capital | 7,976,000 | 8,345,000 | 8,651,000 | 8,952,000 |
| Risk-weighted assets | 67,901,000 | 75,176,000 | 74,398,000 | 72,472,000 |