Call reports 2004
MINNWEST BANK ORTONVILLE — 2004
What MINNWEST BANK ORTONVILLE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 72,765,000 | 77,900,000 | 78,724,000 | 82,964,000 |
| Total loans | 65,380,000 | 70,730,000 | 70,993,000 | 72,197,000 |
| Allowance for loan losses | 1,034,000 | 1,064,000 | 1,097,000 | 1,104,000 |
| Securities available for sale | 3,953,000 | 4,242,000 | 4,220,000 | 4,472,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,211,000 | 63,476,000 | 63,710,000 | 67,919,000 |
| Interest-bearing deposits | 55,044,000 | 57,875,000 | 57,571,000 | 61,858,000 |
| Noninterest-bearing deposits | 5,167,000 | 5,601,000 | 6,139,000 | 6,061,000 |
| Equity capital | 6,273,000 | 6,528,000 | 6,817,000 | 7,056,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 1,036,000 | 2,136,000 | 3,203,000 | 4,369,000 |
| Interest expense | 283,000 | 583,000 | 906,000 | 1,253,000 |
| Net interest income | 753,000 | 1,553,000 | 2,297,000 | 3,116,000 |
| Noninterest income | 62,000 | 150,000 | 276,000 | 339,000 |
| Noninterest expense | 432,000 | 808,000 | 1,232,000 | 1,705,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 100,000 |
| Pretax income | 353,000 | 835,000 | 1,251,000 | 1,650,000 |
| Income tax | 131,000 | 311,000 | 463,000 | 604,000 |
| Net income | 222,000 | 524,000 | 788,000 | 1,046,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,004,000 | 6,314,000 | 6,587,000 | 6,854,000 |
| Total capital | 6,792,000 | 7,159,000 | 7,452,000 | 7,734,000 |
| Risk-weighted assets | 62,783,000 | 67,418,000 | 68,962,000 | 70,188,000 |