Call reports 2001
MINNWEST BANK ORTONVILLE — 2001
What MINNWEST BANK ORTONVILLE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 66,190,000 | 71,662,000 | 67,860,000 | 67,961,000 |
| Total loans | 52,075,000 | 55,874,000 | 55,741,000 | 56,668,000 |
| Allowance for loan losses | 927,000 | 948,000 | 970,000 | 954,000 |
| Securities available for sale | 10,150,000 | 9,204,000 | 8,037,000 | 6,864,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,758,000 | 59,152,000 | 58,208,000 | 56,898,000 |
| Interest-bearing deposits | 51,978,000 | 54,528,000 | 53,100,000 | 51,382,000 |
| Noninterest-bearing deposits | 3,780,000 | 4,624,000 | 5,108,000 | 5,516,000 |
| Equity capital | 5,605,000 | 5,842,000 | 6,139,000 | 6,325,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,365,000 | 2,750,000 | 4,118,000 | 5,375,000 |
| Interest expense | 724,000 | 1,408,000 | 2,049,000 | 2,611,000 |
| Net interest income | 641,000 | 1,342,000 | 2,069,000 | 2,764,000 |
| Noninterest income | 112,000 | 190,000 | 299,000 | 385,000 |
| Noninterest expense | 365,000 | 746,000 | 1,118,000 | 1,534,000 |
| Provision for loan losses | 29,000 | 57,000 | 86,000 | 114,000 |
| Pretax income | 377,000 | 750,000 | 1,211,000 | 1,548,000 |
| Income tax | 141,000 | 281,000 | 451,000 | 577,000 |
| Net income | 236,000 | 469,000 | 760,000 | 971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,195,000 | 5,436,000 | 5,736,000 | 5,956,000 |
| Total capital | 5,842,000 | 6,127,000 | 6,421,000 | 6,642,000 |
| Risk-weighted assets | 51,473,000 | 55,040,000 | 54,545,000 | 54,610,000 |