Call reports 2017
REYNOLDS STATE BANK — 2017
What REYNOLDS STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 99,710,000 | 101,763,000 | 104,941,000 | 103,353,000 |
| Total loans | 10,400,000 | 10,522,000 | 10,967,000 | 10,932,000 |
| Allowance for loan losses | 180,000 | 180,000 | 181,000 | 181,000 |
| Securities available for sale | 82,444,000 | 81,121,000 | 84,413,000 | 85,327,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 75,341,000 | 76,398,000 | 79,568,000 | 79,168,000 |
| Interest-bearing deposits | 69,344,000 | 66,818,000 | 69,055,000 | 68,324,000 |
| Noninterest-bearing deposits | 5,997,000 | 9,580,000 | 10,513,000 | 10,844,000 |
| Equity capital | 23,805,000 | 24,594,000 | 24,702,000 | 23,857,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 837,000 | 1,656,000 | 2,471,000 | 3,304,000 |
| Interest expense | 174,000 | 343,000 | 512,000 | 684,000 |
| Net interest income | 663,000 | 1,313,000 | 1,959,000 | 2,620,000 |
| Noninterest income | 2,000 | 4,000 | 8,000 | 10,000 |
| Noninterest expense | 179,000 | 367,000 | 562,000 | 917,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 494,000 | 992,000 | 1,458,000 | 1,887,000 |
| Income tax | 0 | 167,000 | 268,000 | 418,000 |
| Net income | 494,000 | 825,000 | 1,190,000 | 1,469,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,981,000 | 23,312,000 | 23,677,000 | 23,506,000 |
| Total capital | 23,161,000 | 23,492,000 | 23,858,000 | 23,687,000 |
| Risk-weighted assets | 34,284,000 | 32,800,000 | 36,580,000 | 36,466,000 |