Call reports 2009
REYNOLDS STATE BANK — 2009
What REYNOLDS STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 76,992,000 | 81,327,000 | 86,947,000 | 89,615,000 |
| Total loans | 5,728,000 | 5,856,000 | 6,214,000 | 6,144,000 |
| Allowance for loan losses | 244,000 | 234,000 | 234,000 | 178,000 |
| Securities available for sale | 65,284,000 | 66,882,000 | 73,471,000 | 76,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,573,000 | 68,468,000 | 72,455,000 | 74,777,000 |
| Interest-bearing deposits | 59,473,000 | 63,900,000 | 68,242,000 | 68,787,000 |
| Noninterest-bearing deposits | 4,100,000 | 4,568,000 | 4,213,000 | 5,990,000 |
| Equity capital | 13,008,000 | 12,484,000 | 14,091,000 | 14,475,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 919,000 | 1,867,000 | 2,885,000 | 3,960,000 |
| Interest expense | 523,000 | 1,052,000 | 1,592,000 | 2,133,000 |
| Net interest income | 396,000 | 815,000 | 1,293,000 | 1,827,000 |
| Noninterest income | 4,000 | 10,000 | 13,000 | 17,000 |
| Noninterest expense | 123,000 | 234,000 | 408,000 | 637,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 285,000 | 600,000 | 922,000 | 1,247,000 |
| Income tax | 9,000 | 9,000 | 9,000 | 9,000 |
| Net income | 276,000 | 591,000 | 913,000 | 1,238,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,395,000 | 14,710,000 | 15,032,000 | 14,907,000 |
| Total capital | 14,639,000 | 14,944,000 | 15,266,000 | 15,085,000 |
| Risk-weighted assets | 32,089,000 | 39,028,000 | 73,693,000 | 44,170,000 |
Machine access — free, no API key
Every figure shown here about REYNOLDS STATE BANK — 2009 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.