Call reports 2001
REYNOLDS STATE BANK — 2001
What REYNOLDS STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 40,975,000 | 41,768,000 | 44,457,000 | 45,249,000 |
| Total loans | 4,981,000 | 5,669,000 | 5,939,000 | 4,957,000 |
| Allowance for loan losses | 101,000 | 108,000 | 111,000 | 109,000 |
| Securities available for sale | 33,836,000 | 33,735,000 | 35,110,000 | 36,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,491,000 | 32,349,000 | 34,362,000 | 35,647,000 |
| Interest-bearing deposits | 28,163,000 | 29,292,000 | 31,165,000 | 31,897,000 |
| Noninterest-bearing deposits | 3,328,000 | 3,057,000 | 3,197,000 | 3,750,000 |
| Equity capital | 9,112,000 | 9,105,000 | 9,612,000 | 9,281,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 631,000 | 1,263,000 | 1,948,000 | 2,638,000 |
| Interest expense | 380,000 | 773,000 | 1,179,000 | 1,567,000 |
| Net interest income | 251,000 | 490,000 | 769,000 | 1,071,000 |
| Noninterest income | 4,000 | 11,000 | 15,000 | 20,000 |
| Noninterest expense | 97,000 | 184,000 | 279,000 | 453,000 |
| Provision for loan losses | 0 | 0 | 0 | 70,000 |
| Pretax income | 157,000 | 316,000 | 504,000 | 574,000 |
| Income tax | 35,000 | 64,000 | 105,000 | 72,000 |
| Net income | 122,000 | 252,000 | 399,000 | 502,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,187,000 | 9,317,000 | 9,464,000 | 9,507,000 |
| Total capital | 9,288,000 | 9,425,000 | 9,575,000 | 9,616,000 |
| Risk-weighted assets | 14,309,000 | 15,326,000 | 16,572,000 | 14,118,000 |