Call reports 2007
TRINITY BANK, NATIONAL ASSOCIATION — 2007
What TRINITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 102,375,000 | 106,422,000 | 112,978,000 | 125,292,000 |
| Total loans | 46,186,000 | 48,388,000 | 50,924,000 | 50,443,000 |
| Allowance for loan losses | 591,000 | 636,000 | 681,000 | 726,000 |
| Securities available for sale | 25,826,000 | 19,782,000 | 22,983,000 | 32,224,000 |
| Securities held to maturity | 6,991,000 | 8,125,000 | 8,705,000 | 11,337,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 82,835,000 | 93,701,000 | 99,806,000 | 111,775,000 |
| Interest-bearing deposits | 63,807,000 | 73,738,000 | 77,318,000 | 87,352,000 |
| Noninterest-bearing deposits | 19,028,000 | 19,963,000 | 22,488,000 | 24,423,000 |
| Equity capital | 11,402,000 | 11,577,000 | 11,946,000 | 12,262,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,479,000 | 3,081,000 | 4,802,000 | 6,543,000 |
| Interest expense | 717,000 | 1,469,000 | 2,273,000 | 3,075,000 |
| Net interest income | 762,000 | 1,612,000 | 2,529,000 | 3,468,000 |
| Noninterest income | 97,000 | 177,000 | 253,000 | 320,000 |
| Noninterest expense | 485,000 | 999,000 | 1,528,000 | 2,060,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 329,000 | 700,000 | 1,119,000 | 1,552,000 |
| Income tax | 111,000 | 239,000 | 387,000 | 515,000 |
| Net income | 218,000 | 461,000 | 732,000 | 1,037,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,440,000 | 11,684,000 | 11,954,000 | 12,259,000 |
| Total capital | 12,031,000 | 12,320,000 | 12,635,000 | 12,985,000 |
| Risk-weighted assets | 57,351,000 | 60,151,000 | 63,456,000 | 65,729,000 |