Call reports 2005
TRINITY BANK, NATIONAL ASSOCIATION — 2005
What TRINITY BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 59,620,000 | 63,275,000 | 74,140,000 | 76,231,000 |
| Total loans | 27,960,000 | 32,009,000 | 32,259,000 | 32,249,000 |
| Allowance for loan losses | 292,000 | 336,000 | 375,000 | 414,000 |
| Securities available for sale | 8,838,000 | 9,861,000 | 9,820,000 | 12,754,000 |
| Securities held to maturity | 6,985,000 | 6,986,000 | 6,987,000 | 6,988,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,760,000 | 53,285,000 | 63,302,000 | 65,365,000 |
| Interest-bearing deposits | 36,626,000 | 38,995,000 | 50,853,000 | 50,250,000 |
| Noninterest-bearing deposits | 13,134,000 | 14,290,000 | 12,449,000 | 15,115,000 |
| Equity capital | 9,780,000 | 9,889,000 | 10,054,000 | 10,191,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 618,000 | 1,338,000 | 2,181,000 | 3,149,000 |
| Interest expense | 158,000 | 359,000 | 643,000 | 1,003,000 |
| Net interest income | 460,000 | 979,000 | 1,538,000 | 2,146,000 |
| Noninterest income | 62,000 | 157,000 | 236,000 | 304,000 |
| Noninterest expense | 438,000 | 912,000 | 1,372,000 | 1,826,000 |
| Provision for loan losses | 39,000 | 83,000 | 122,000 | 161,000 |
| Pretax income | 45,000 | 141,000 | 280,000 | 463,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 45,000 | 141,000 | 280,000 | 463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,862,000 | 9,958,000 | 10,152,000 | 10,334,000 |
| Total capital | 10,154,000 | 10,294,000 | 10,527,000 | 10,748,000 |
| Risk-weighted assets | 41,483,000 | 45,936,000 | 48,283,000 | 51,110,000 |