Call reports 2003
CENTENNIAL BANK — 2003
What CENTENNIAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Total assets | 58,361,000 | 64,005,000 |
| Total loans | 53,140,000 | 56,614,000 |
| Allowance for loan losses | 723,000 | 741,000 |
| Securities available for sale | 3,621,000 | 4,577,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 49,917,000 | 55,572,000 |
| Interest-bearing deposits | 47,364,000 | 52,366,000 |
| Noninterest-bearing deposits | 2,553,000 | 3,206,000 |
| Equity capital | 5,442,000 | 5,507,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Interest income | 918,000 | 1,849,000 |
| Interest expense | 331,000 | 653,000 |
| Net interest income | 587,000 | 1,196,000 |
| Noninterest income | 153,000 | 328,000 |
| Noninterest expense | 607,000 | 1,191,000 |
| Provision for loan losses | 51,000 | 128,000 |
| Pretax income | 82,000 | 205,000 |
| Income tax | 0 | 0 |
| Net income | 82,000 | 205,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 |
|---|---|---|
| Tier 1 capital | 5,289,000 | 5,411,000 |
| Total capital | 5,908,000 | 6,078,000 |
| Risk-weighted assets | 49,381,000 | 53,257,000 |