Call reports 2002
CENTENNIAL BANK — 2002
What CENTENNIAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 56,612,000 | 58,537,000 | 61,188,000 | 58,394,000 |
| Total loans | 48,017,000 | 52,081,000 | 52,325,000 | 51,508,000 |
| Allowance for loan losses | 655,000 | 763,000 | 762,000 | 672,000 |
| Securities available for sale | 6,623,000 | 4,746,000 | 4,513,000 | 3,958,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,425,000 | 50,213,000 | 52,831,000 | 49,958,000 |
| Interest-bearing deposits | 45,765,000 | 47,184,000 | 48,694,000 | 46,676,000 |
| Noninterest-bearing deposits | 2,660,000 | 3,029,000 | 4,137,000 | 3,282,000 |
| Equity capital | 5,181,000 | 5,157,000 | 5,160,000 | 5,353,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 906,000 | 1,822,000 | 2,795,000 | 3,787,000 |
| Interest expense | 391,000 | 758,000 | 1,142,000 | 1,509,000 |
| Net interest income | 515,000 | 1,064,000 | 1,653,000 | 2,278,000 |
| Noninterest income | 106,000 | 180,000 | 297,000 | 511,000 |
| Noninterest expense | 542,000 | 1,131,000 | 1,682,000 | 2,265,000 |
| Provision for loan losses | 51,000 | 159,000 | 355,000 | 390,000 |
| Pretax income | 28,000 | -36,000 | -77,000 | 144,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 28,000 | -36,000 | -77,000 | 144,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,092,000 | 5,027,000 | 4,986,000 | 5,207,000 |
| Total capital | 5,636,000 | 5,616,000 | 5,607,000 | 5,802,000 |
| Risk-weighted assets | 43,397,000 | 46,947,000 | 49,533,000 | 47,560,000 |