Call reports 2001
CENTENNIAL BANK — 2001
What CENTENNIAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 37,985,000 | 46,472,000 | 47,967,000 | 53,005,000 |
| Total loans | 24,964,000 | 30,628,000 | 35,978,000 | 43,906,000 |
| Allowance for loan losses | 373,000 | 444,000 | 511,000 | 612,000 |
| Securities available for sale | 5,117,000 | 9,048,000 | 8,161,000 | 7,505,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,835,000 | 37,972,000 | 39,767,000 | 42,157,000 |
| Interest-bearing deposits | 31,015,000 | 36,773,000 | 37,858,000 | 39,842,000 |
| Noninterest-bearing deposits | 820,000 | 1,199,000 | 1,909,000 | 2,315,000 |
| Equity capital | 5,758,000 | 5,491,000 | 5,391,000 | 5,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 651,000 | 1,394,000 | 2,233,000 | 3,097,000 |
| Interest expense | 411,000 | 922,000 | 1,448,000 | 1,875,000 |
| Net interest income | 240,000 | 472,000 | 785,000 | 1,222,000 |
| Noninterest income | 31,000 | 69,000 | 130,000 | 235,000 |
| Noninterest expense | 504,000 | 1,001,000 | 1,500,000 | 2,053,000 |
| Provision for loan losses | 0 | 71,000 | 138,000 | 238,000 |
| Pretax income | -233,000 | -531,000 | -723,000 | -834,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -233,000 | -531,000 | -723,000 | -834,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,664,000 | 5,367,000 | 5,175,000 | 5,063,000 |
| Total capital | 5,974,000 | 5,740,000 | 5,589,000 | 5,569,000 |
| Risk-weighted assets | 25,029,000 | 29,739,000 | 33,055,000 | 40,359,000 |