Call reports 2008
COMMUNITY BANK OF ARIZONA — 2008
What COMMUNITY BANK OF ARIZONA reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 105,747,000 | 124,886,000 | 144,593,000 | 150,405,000 |
| Total loans | 82,803,000 | 107,188,000 | 102,475,000 | 93,280,000 |
| Allowance for loan losses | 1,203,000 | 3,046,000 | 3,346,000 | 3,996,000 |
| Securities available for sale | 4,500,000 | 3,587,000 | 3,148,000 | 2,986,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 70,612,000 | 74,615,000 | 110,859,000 | 128,577,000 |
| Interest-bearing deposits | 62,258,000 | 68,329,000 | 101,851,000 | 119,469,000 |
| Noninterest-bearing deposits | 8,354,000 | 6,286,000 | 9,008,000 | 9,108,000 |
| Equity capital | 33,305,000 | 32,092,000 | 31,762,000 | 20,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,631,000 | 3,337,000 | 5,121,000 | 6,551,000 |
| Interest expense | 572,000 | 1,165,000 | 1,994,000 | 2,942,000 |
| Net interest income | 1,059,000 | 2,172,000 | 3,127,000 | 3,609,000 |
| Noninterest income | 42,000 | 79,000 | 127,000 | 149,000 |
| Noninterest expense | 1,228,000 | 2,529,000 | 3,732,000 | 15,255,000 |
| Provision for loan losses | 133,000 | 1,875,000 | 2,275,000 | 3,089,000 |
| Pretax income | -260,000 | -2,153,000 | -2,753,000 | -14,586,000 |
| Income tax | -93,000 | -760,000 | -978,000 | -1,166,000 |
| Net income | -167,000 | -1,393,000 | -1,775,000 | -13,420,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,021,000 | 21,859,000 | 21,524,000 | 20,124,000 |
| Total capital | 24,186,000 | 23,367,000 | 23,036,000 | 21,588,000 |
| Risk-weighted assets | 93,082,000 | 119,021,000 | 119,085,000 | 114,568,000 |