Call reports 2007
COMMUNITY BANK OF ARIZONA — 2007
What COMMUNITY BANK OF ARIZONA reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 83,205,000 | 89,420,000 | 92,326,000 | 97,236,000 |
| Total loans | 50,944,000 | 56,543,000 | 58,891,000 | 76,122,000 |
| Allowance for loan losses | 757,000 | 857,000 | 823,000 | 1,105,000 |
| Securities available for sale | 6,867,000 | 6,897,000 | 5,781,000 | 6,203,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,040,000 | 54,136,000 | 57,153,000 | 52,856,000 |
| Interest-bearing deposits | 39,596,000 | 46,499,000 | 48,331,000 | 45,732,000 |
| Noninterest-bearing deposits | 8,444,000 | 7,637,000 | 8,822,000 | 7,124,000 |
| Equity capital | 33,582,000 | 33,558,000 | 33,561,000 | 33,427,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,362,000 | 2,896,000 | 4,508,000 | 5,990,000 |
| Interest expense | 465,000 | 1,017,000 | 1,635,000 | 2,242,000 |
| Net interest income | 897,000 | 1,879,000 | 2,873,000 | 3,748,000 |
| Noninterest income | 85,000 | 178,000 | 229,000 | 291,000 |
| Noninterest expense | 774,000 | 1,746,000 | 2,656,000 | 3,537,000 |
| Provision for loan losses | 100,000 | 200,000 | 376,000 | 707,000 |
| Pretax income | 108,000 | 111,000 | 70,000 | -205,000 |
| Income tax | 38,000 | 39,000 | 25,000 | -70,000 |
| Net income | 70,000 | 72,000 | 45,000 | -135,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,710,000 | 23,647,000 | 23,298,000 | 23,159,000 |
| Total capital | 24,378,000 | 24,479,000 | 24,121,000 | 24,217,000 |
| Risk-weighted assets | 53,372,000 | 66,584,000 | 67,451,000 | 84,552,000 |