Call reports 2005
COMMUNITY BANK OF ARIZONA — 2005
What COMMUNITY BANK OF ARIZONA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 24,101,000 | 24,215,000 | 30,232,000 | 32,048,000 |
| Total loans | 15,788,000 | 17,757,000 | 21,979,000 | 24,417,000 |
| Allowance for loan losses | 293,000 | 335,000 | 363,000 | 391,000 |
| Securities available for sale | 3,662,000 | 3,598,000 | 4,000,000 | 4,273,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 19,896,000 | 20,003,000 | 25,919,000 | 27,592,000 |
| Interest-bearing deposits | 14,720,000 | 14,693,000 | 19,510,000 | 21,101,000 |
| Noninterest-bearing deposits | 5,176,000 | 5,310,000 | 6,409,000 | 6,491,000 |
| Equity capital | 4,086,000 | 4,086,000 | 4,209,000 | 4,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 294,000 | 646,000 | 1,050,000 | 1,553,000 |
| Interest expense | 83,000 | 187,000 | 322,000 | 503,000 |
| Net interest income | 211,000 | 459,000 | 728,000 | 1,050,000 |
| Noninterest income | 52,000 | 89,000 | 151,000 | 209,000 |
| Noninterest expense | 275,000 | 548,000 | 826,000 | 1,151,000 |
| Provision for loan losses | 54,000 | 96,000 | 123,000 | 152,000 |
| Pretax income | -66,000 | -96,000 | -70,000 | -44,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -66,000 | -96,000 | -70,000 | -44,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,125,000 | 4,107,000 | 4,242,000 | 4,282,000 |
| Total capital | 4,333,000 | 4,338,000 | 4,520,000 | 4,587,000 |
| Risk-weighted assets | 17,042,000 | 18,359,000 | 22,786,000 | 24,277,000 |