Call reports 2004
COMMUNITY BANK OF ARIZONA — 2004
What COMMUNITY BANK OF ARIZONA reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 7,932,000 | 13,922,000 | 17,858,000 | 19,228,000 |
| Total loans | 2,321,000 | 7,265,000 | 10,719,000 | 12,553,000 |
| Allowance for loan losses | 37,000 | 114,000 | 199,000 | 239,000 |
| Securities available for sale | 2,973,000 | 3,385,000 | 3,841,000 | 3,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,266,000 | 9,487,000 | 13,519,000 | 14,958,000 |
| Interest-bearing deposits | 1,737,000 | 6,800,000 | 10,055,000 | 10,677,000 |
| Noninterest-bearing deposits | 1,529,000 | 2,687,000 | 3,464,000 | 4,281,000 |
| Equity capital | 4,648,000 | 4,400,000 | 4,274,000 | 4,173,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 45,000 | 146,000 | 337,000 | 583,000 |
| Interest expense | 2,000 | 23,000 | 61,000 | 115,000 |
| Net interest income | 43,000 | 123,000 | 276,000 | 468,000 |
| Noninterest income | 10,000 | 30,000 | 53,000 | 82,000 |
| Noninterest expense | 224,000 | 451,000 | 679,000 | 946,000 |
| Provision for loan losses | 28,000 | 105,000 | 205,000 | 248,000 |
| Pretax income | -199,000 | -403,000 | -555,000 | -644,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -199,000 | -403,000 | -555,000 | -644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,636,000 | 4,432,000 | 4,280,000 | 4,191,000 |
| Total capital | 4,673,000 | 4,539,000 | 4,429,000 | 4,371,000 |
| Risk-weighted assets | 3,555,000 | 8,545,000 | 11,853,000 | 13,764,000 |